Disclaimer: Student Loan Tutor is an independent business. We are not affiliated with and do not work for the US Internal Revenue Service (IRS) or the Department of Education. We are not a collection agency. All services are provided at the direction of our clients.
Struggling to get a mortgage because of your student loan debt?
Student Loan Tutor can help reduce your debt-to-income (DTI) ratio, making it easier to qualify for a home loan—even with massive student loans.
Your debt-to-income ratio (DTI) is the key factor lenders look at
when deciding how much mortgage you qualify for.
A high DTI, driven by large student loan payments,
can prevent you from buying the home you want.
With the right income-driven repayment plan,
your student loan payments could drop significantly,
sometimes even to $0 per month. This means:
Lower student loan payments = Lower DTI.
Qualify for a larger mortgage or better loan terms.
Student Loan Tutor is ranked 5.0 stars on the Better Business Bureau, Facebook and Google.
At Student Loan Tutor, we specialize in optimizing your student loan repayment to minimize your DTI and boost your chances of mortgage approval.
We look at all the options with the Department of Education to reduce the monthly payments as close to $0/month as possible with the potential for a 0% interest rate.
Rather than refinancing a Federal loan and privatizing it to pay off quickly, we want to leverage the options of IDR plans to reduce monthly payments and have the remaining balance at the end forgiven.
We have a nationwide network of mortgage officers who understand the complexities of student loan debt. Wherever you're looking to buy, we can connect you with experts who can get you the loan you need—often with a $0 monthly student loan payment.
5/5 stars. Established 2015.
Student Loan Tutor is the industry leader in strategy implementation and document processing for federal student loans. With over 10 years of experience and a track record of helping over 10,000 individuals free up over $500 million in student loan debt, we are dedicated to helping borrowers like you achieve financial freedom.
Our expertise lies in tailoring student loan repayment strategies.
We help clients redirect their money towards wealth accumulation, retirement planning, and business investments, rather than conventional debt servicing.
We are maintaining a flawless record with Trustpilot and an A+ accreditation with the Better Business Bureau.
Our founder and CEO, a Forbes, Bloomberg, Yahoo Finance, and Fortune contributor, specializes in federal student loan debt. With a decade of contributions in this niche, he brings unparalleled expertise to our services.
Student Loan Tutor does what you wish your servicer did. For a fee for service, your Tutor will craft a custom repayment strategy that navigates the system to save you the most money allowable.
We then handle all of the paperwork and servicer follow up to ensure servicer errors are corrected and deadlines are met.
As your financial situation evolves and new laws develop we'll make sure you're always on track for the greatest possible savings.
Comprehensive strategies tailored to individual needs
Expert guidance through the complex loan system
Hassle-free paperwork and follow-up services
Error resolution and deadline assurance
We optimize your finances with timely, accurate annual recertification
