Disclaimer: Student Loan Tutor is an independent business. We are not affiliated with and do not work for the US Internal Revenue Service (IRS) or the Department of Education. We are not a collection agency. All services are provided at the direction of our clients.

Servicer vs. Student Loan Tutor

Not all “help” is the same.

When it comes to student loans, there are two players:

Your loan servicer
(the company the government hires to collect payments)

Student Loan Tutor

(that’s us — we work for you, not the government)

Your servicer’s job is simple:
Take your money and do the paperwork.

Our job is different:
Show you the smartest way to pay as little as possible,
and get the rest forgiven when the time comes.

SCHEDULE A FREE EVALUATION
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Quick Comparison

Student LoanTutor
Loan Servicer

Finds ways to lower your payment

Explains every option clearly

Works for you

Helps you choose the best plan

Reminds you before yearly deadlines

Creates a step-by-step path to forgiveness

Shows how taxes affect your payments

Keeps up with new government rules

Quick, helpful support

Fills out paperwork the right way

Fixes mistakes if they happen

Explains how interest really works

Shows how much you’ll save long term

Prepares you for future taxes on forgiven loans

Works alongside your financial advisor

Stays with you year after year

Goal: save you money

Stands up for you when the rules are misapplied

Government entity

Complimentary (free) service

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The 5 Star Student Loan Advisor

Student Loan Tutor is ranked 5.0 stars on the Better Business Bureau, Facebook and Google.

Why This Matters

If you only rely on your loan servicer, you’ll probably pay way more than you need to.

With the right strategy, many of our clients lower their monthly payments to as little as $0 — and have huge amounts forgiven later.

How We Help You

At Student Loan Tutor, we handle the entire process for you, ensuring you maximize your savings with minimal hassle. Our team has extensive experience and a proven track record of helping clients just like you transform their financial futures.

Expert Guidance
We'll coach you on how to minimize your payments and work toward complete loan forgiveness.

Seamless Process
We take care of all the paperwork, saving you time and stress.

Financial Planning
Our financial advisor partners will assist you in planning for any tax implications, ensuring you're fully prepared.

The Industry Leader

Student Loan Tutor is the industry leader in strategy implementation and document processing for federal student loans.

With over 10 years of experience and a track record of helping over 10,000 individuals free up over a billion dollars in student loan debt, we are dedicated to helping borrowers like you achieve financial freedom.

Why Borrowers Choose Us

Our expertise lies in tailoring student loan repayment strategies.

We help clients redirect their money towards wealth accumulation, retirement planning, and business investments, rather than conventional debt servicing.

Our Reputation

We are maintaining a flawless record with Trustpilot and an A+ accreditation with the Better Business Bureau.

Our founder and CEO, a Forbes, Bloomberg, Yahoo Finance, and Fortune contributor, specializes in federal student loan debt. With a decade of contributions in this niche, he brings unparalleled expertise to our services.

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5/5 stars. Established 2015.

How Student Loan Tutor Works

Student Loan Tutor does what you wish your servicer did. For a fee for service, your Tutor will craft a custom repayment strategy that navigates the system to save you the most money allowable.

We then handle all of the paperwork and servicer follow up to ensure servicer errors are corrected and deadlines are met.

As your financial situation evolves and new laws develop we'll make sure you're always on track for the greatest possible savings.

Our Services

Full-Service Student Loan Planning

Comprehensive strategies tailored to individual needs

System Navigation

Expert guidance through the complex loan system

Document Preparation

Hassle-free paperwork and follow-up services

Servicer Follow-Up

Error resolution and deadline assurance

Annual Recertification

We optimize your finances with timely, accurate annual recertification

Schedule A free Evaluation

Read our Most Recent Publications

Meet The Man Who Erased $1 Billion In Student Loans

October 31, 2024

Catch Our Latest Podcast Feature on Better Wealth! Since 2015, we’ve saved our clients close to $1 billion on student loans. Our founder, Zack Geist, joined Caleb on the Better Wealth show to reveal strategies for navigating the maze of federal student loans, unlocking ways to minimize debt, and even achieving effective 0% interest rates.

Read Post

To Refinance Or Not To Refinance: Student Loan Debt’s Age-Old Question

January 4, 2024

"The fact that borrowers don’t have access to reliable and accurate information about their student debt is at the heart of the student loan crisis. Federal student loan benefits, public service student loan forgiveness, income-driven repayment plans and how to navigate them and student loan forgiveness have been a complicated mess for student loan borrowers to navigate since their inception."

Read Post

Here Are 8 Money Resolutions Every Person With Student Loans Should Make

December 18, 2023

Zack Geist said that federal student loans are almost always mismanaged and there is a crucial need for more access to the proper information and support to manage student loans. “Similar to how taxpayers seek guidance from trained and licensed tax professionals to ensure accurate tax filings and prevent overpayment, you should consult with a professional regarding your student loans,” added Geist.

Read Post

Ready to take control of your student loans? Schedule a free evaluation.

Schedule A free Evaluation

Book your free 15-minute evaluation and let us determine if we can help you qualify for a strategy that protects your repayment plan, lowers your payments, and leads to maximum forgiveness.

SCHEDULE A FREE EVALUATION