Disclaimer: Student Loan Tutor is an independent business. We are not affiliated with and do not work for the US Internal Revenue Service (IRS) or the Department of Education. We are not a collection agency. All services are provided at the direction of our clients.
Right now, IDR and even loan forgiveness can be available to Parent PLUS borrowers — but it may not last forever. At Student Loan Tutor, we’ve been helping parents reduce their loan payments and qualify for forgiveness for over 10 years.
Reduce monthly payments (even to $0 in many cases)
We analyze your income and filing status to find the lowest legal payment option available.
Qualify for income-driven repayment plans
We guide you through consolidation (if needed) and enrollment, so you can access repayment plans that Parent PLUS loans don’t automatically qualify for.
Maximize loan forgiveness
We map out a clear path to federal forgiveness and help ensure you stay eligible over time.
Plan for tax implications after forgiveness
We project your potential tax liability at forgiveness and help you prepare long before it happens.
All while remaining in the federal system — no refinancing or tricks required.
Income-driven repayment options for Parent PLUS loans are under threat. Acting now can protect your access before policy changes take them off the table.
Student Loan Tutor is ranked 5.0 stars on the Better Business Bureau, Facebook and Google.
If you have Parent PLUS Loans, you’re likely familiar with the pain points of this loan type. Parent PLUS Loans (PPL) are notoriously more expensive, with higher interest rates and all of these loans accruing interest while your child/dependent is in school. This capitalizes and becomes part of the principal balance when you are required to start payments after they graduate leaving a much larger balance than what was borrowed.
This often leaves parents with a daunting repayment burden that grows over time. But there's a game-changing opportunity you need to know about.
At Student Loan Tutor, we handle the entire process for you, from paperwork to consolidation, ensuring you maximize your savings with minimal hassle. Our team has extensive experience and a proven track record of helping clients just like you transform their financial futures.
Expert Guidance
We'll coach you on how to minimize your payments and work toward complete loan forgiveness.
Seamless Process
We take care of all the paperwork, saving you time and stress.
Financial Planning
Our financial advisor partners will assist you in planning for any tax implications, ensuring you're fully prepared.
Student Loan Tutor is the industry leader in strategy implementation and document processing for federal student loans.
With over 10 years of experience and a track record of helping over 10,000 individuals free up over $500 million in student loan debt, we are dedicated to helping borrowers like you achieve financial freedom.
Our expertise lies in tailoring student loan repayment strategies.
We help clients redirect their money towards wealth accumulation, retirement planning, and business investments, rather than conventional debt servicing.
We are maintaining a flawless record with Trustpilot and an A+ accreditation with the Better Business Bureau.
Our founder and CEO, a Forbes, Bloomberg, Yahoo Finance, and Fortune contributor, specializes in federal student loan debt. With a decade of contributions in this niche, he brings unparalleled expertise to our services.
Student Loan Tutor does what you wish your servicer did. For a fee for service, your Tutor will craft a custom repayment strategy that navigates the system to save you the most money allowable.
We then handle all of the paperwork and servicer follow up to ensure servicer errors are corrected and deadlines are met.
As your financial situation evolves and new laws develop we'll make sure you're always on track for the greatest possible savings.
5/5 stars. Established 2015.
Full-Service Student Loan Planning
Comprehensive strategies tailored to individual needs
System Navigation
Expert guidance through the complex loan system
Document Preparation
Hassle-free paperwork and follow-up services
Servicer Follow-Up
Error resolution and deadline assurance
Annual Recertification
We optimize your finances with timely, accurate annual recertification
Ready to say goodbye to your Parent PLUS Loans and hello to financial freedom?
Sign up for a free evaluation now. Our team will assess your situation, explain your options, and help you determine if you qualify for this transformative service.
