Disclaimer: Student Loan Tutor is an independent business. We are not affiliated with and do not work for the US Internal Revenue Service (IRS) or the Department of Education. We are not a collection agency. All services are provided at the direction of our clients.

The Smarter Way to Repay Federal Student Loans.

Helping over 10,000 borrowers since 2015.

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The 5 star Student Loan Advisor

Student Loan Tutor is ranked 5.0 stars on the Better Business Bureau, Facebook and Google.

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Ditch the Headache. Save Money.

The smarter way to repay high balance student loans is by working with Student Loan Tutor. Get on the path to low monthly payments, overall savings of $100k or more and a paperwork free future. Learn more by scheduling a free evaluation with one of our professionals.

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Supporter Sign Up

Use and share out this link below to sign up for your free evaluation and discount when working with Student Loan Tutor, created specifically for our supporters.

How Student Loan Tutor Works For You.

Student Loan Tutor does what you wish your servicer did. We treat your loans as if they were ours. For a fee for service your Tutor will craft a custom repayment strategy that navigates the system to save you the most money allowable. We then handle all of the paperwork and servicer follow up to ensure servicer errors are corrected and deadlines are met. As your financial situation evolves and new laws develop we’ll make sure you’re always on track for the greatest possible savings.

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Find the Best Repayment Program

When you speak with a Tutor, they’ll show you the cost of each repayment program and which one will save you the most money.

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Forget About Paperwork

After crafting your ideal repayment strategy, we’ll complete all paperwork and deadline followups. It literally couldn’t be easier.

See What Our Clients Say.

Hear from our clients about how we’ve helped them navigate the complexities of student loans. Read their testimonials to see the real impact we’ve made in reducing financial stress and achieving loan success.

“I used to pay $2,400 a month, now I pay ZERO”

- Michaela Edwards, DC

Saved me over $150,000 on my loans. They take the time to answer ALL your questions, and do almost every single part of the process FOR YOU, so you don’t have to stress out about making a small mistake that could cost you tons of money. I feel like they lifted a small elephant off my back. Thank you!”

- Lauren Buckley

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Find Us in the Press.

Explore our press articles, featuring expert insights from our CEO, Zack Geist. As a contributor to Forbes, Yahoo! Finance, and Bloomberg Tax, Zack shares valuable advice on the latest in Student Loans.

Better Wealth

Meet The Man Who Erased $1 Billion In Student Loans

October 31, 2024

Catch Our Latest Podcast Feature on Better Wealth! Since 2015, we’ve saved our clients close to $1 billion on student loans. Our founder, Zack Geist, joined Caleb on the Better Wealth show to reveal strategies for navigating the maze of federal student loans, unlocking ways to minimize debt, and even achieving effective 0% interest rates.

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Forbes

To Refinance Or Not To Refinance: Student Loan Debt’s Age-Old Question

January 4, 2024

"The fact that borrowers don’t have access to reliable and accurate information about their student debt is at the heart of the student loan crisis. Federal student loan benefits, public service student loan forgiveness, income-driven repayment plans and how to navigate them and student loan forgiveness have been a complicated mess for student loan borrowers to navigate since their inception."

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Meet Our Team.

Meet the team that is dedicated to finding the perfect repayment plan for you.

Leadership

Zack Geist

Founder

Dani Lynch

Director of Business Development

Michael Wheelwright

Operational Consultant

Genevieve Bronson

Processing Manager

Tony Ferra

Tutor Dept. Manager
Client Success

Sasha Miller

Client Success

Kelli Case

Client Success

Savannah Sbaiti

Client Success
Processing

Christopher Michael

Processing Lead

Victor Martell

Processing Lead

Adam Deutsch

Processing Lead

Terni Blood

Processing Lead

Sara Redman

Processing Lead
Tutors

Kerry Derry

Student Loan Tutor

Kevin Harvey

Student Loan Tutor

Derek Snel

Senior Tutor

Julia Guerin

Student Loan Tutor

Thatcher Norton

Student Loan Tutor

Joe Fiacco

Student Loan Tutor

Amie Engberg

Student Loan Tutor

Zack Geist

Founder

Dani Lynch

Director of Business Development

Michael Wheelwright

Operational Consultant

Genevieve Bronson

Processing Manager

Tony Ferra

Tutor Dept. Manager

Kerry Derry

Student Loan Tutor

Kevin Harvey

Student Loan Tutor

Derek Snel

Senior Tutor

Julia Guerin

Student Loan Tutor

Thatcher Norton

Student Loan Tutor

Joe Fiacco

Student Loan Tutor

Amie Engberg

Student Loan Tutor

Sasha Miller

Client Success

Kelli Case

Client Success

Savannah Sbaiti

Client Success

Christopher Michael

Processing Lead

Victor Martell

Processing Lead

Adam Deutsch

Processing Lead

Terni Blood

Processing Lead

Sara Redman

Processing Lead

Check Out Our Blog.

The constantly changing terrain of student loans can be overwhelming. Check out our blog posts to stay up-to-date on what is going on in the student loan world.

Auto-Debit, Re-Certification, and Timing: Small Details That Affect Your Monthly Payment

February 16, 2026

Auto-debit, re-certification, and timing can directly impact your monthly student loan payment and total costs. Paying attention to these small details helps you avoid mistakes and stay in control of your repayment plan...

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Why Your Student Loan Payment Changes Even When Your Income Doesn’t

February 9, 2026

Student loan payments can change even when your income stays the same due to factors like repayment plan rules, interest capitalization, family size changes, and loan servicer recalculations. Understanding these causes helps borrowers catch errors, avoid surprises, and choose the most cost-effective repayment strategy...

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How Federal Student Loan Payments Are Calculated in 2026 and What You Can and Can’t Control

February 2, 2026

Federal student loan payments in 2026 are based mainly on income and family size, not loan balance. Knowing what you can control helps keep payments as low as possible.

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