Disclaimer: Student Loan Tutor is an independent business. We are not affiliated with and do not work for the US Internal Revenue Service (IRS) or the Department of Education. We are not a collection agency. All services are provided at the direction of our clients.

Public Service Student Loan Forgiveness Program

PSLF program is a federally created initiative designed to help those working in public service roles navigate the complexities of student loan forgiveness.

We make it our mission to help eligible individuals with federal student loans get them completely forgiven, without Federal Taxes, after making 120 qualified payments.

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The (Nearly) 5 Star Student Loan Advisor

Student Loan Tutor is ranked 4.9 stars on Trustpilot, the Better Business Bureau and Facebook.

4.8 star rating

Are You Eligible for PSLF? We Can Help!

The Public Service Loan Forgiveness program offers a life-changing opportunity for individuals burdened with federal student loans.

But how do you know if you're eligible? And what if you're not currently eligible but want to be? That's where we come in.

Who Is Eligible?

But even if you don't check all these boxes right now, don't lose hope. We're experts in finding creative solutions to help you qualify.

Making Your Prior Payments Count

Have you made payments towards your student loan without knowing if they qualify for PSLF? Navigating this complex system can be overwhelming, but we're here to help.

Your prior payments could potentially be counted towards the 120-payment threshold for loan forgiveness, and we're here to ensure no payment is left unrecognized.

New Laws, New Opportunities

Recent legislation allows for a broader interpretation of payments that count towards PSLF.

This means payments you've made in the past may now qualify, even if you weren't in the proper income-driven repayment plan at the time.

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5/5 stars. Established 2015.

Consolidating FFEL Loans

If you've borrowed money a while back, you might have Federal Family Education Loans (FFEL), which don't traditionally qualify for PSLF.

However, these loans can be consolidated into Direct Loans, which are eligible for PSLF. Provided you do this before the end of April 2024, all those payments could count towards your 120 qualified payments.

What We Can Do

Our team of experts will carefully review your payment history, analyze your loan type, and guide you through any necessary consolidation processes.

We'll calculate how many payments have been made and ensure they are recognized by the loan servicer.

Why You Should Contact Us

Time is of the essence in making sure your prior payments count towards PSLF. We understand the in’s and out’s of these processes and can expedite the steps required to maximize your loan forgiveness.

Our goal is to keep your payments low, ensure your certifications are updated on time, and that your loans are forgiven when they should be.

Don't let the complexities of the system prevent you from taking full advantage of PSLF. Contact us today to ensure every payment counts.

Don't Leave Your Eligibility to Chance

Determining PSLF eligibility can be complex, but you don't have to navigate it alone. We're here to help you figure out your current eligibility status and create a path to become eligible if you're not already.

What Do We Offer?

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Our Commitment to Value

You might be wondering, how much will our services cost you? The answer is simple: We charge a fraction of what you'll save immediately on your monthly payments and over the life of your loan.

By working with Student Loan Tutor, you'll reap the benefits of substantial savings and expedited loan forgiveness without any Federal tax implications.

Over 95% of individuals who consult with us choose to become our clients. We understand that the decision to seek assistance may vary depending on your loan balance. Our past clients, whether they had $30,000 or $300,000+ in student loans, experienced significant savings and relief from the burden of loan management with our assistance.

No matter your profession or loan amount, we believe in the value of public service. Let us help you eliminate your student loan debt so you can focus on what truly matters: making a difference in your community.

Contact us today and start your journey to a debt-free future.