Yes, and if you are in default, working with us is even more valuable. We can immediately stop all incoming collection calls, and either help you consolidate out of default, or rehabilitate your loans with the lowest possible payments to the collection agency.
We then create a long-term strategy for reducing your monthly payments and interest accrual for the life of the loan, while realizing the greatest loan forgiveness possible.
We do take on a limited number of defaulted borrowers at any one time, due to the enormous time required in working with some creditors.
In the history of Student Loan Tutor, we have never had someone default after becoming a client.