How do we charge?

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We charge a flat fee for service. Again, it only makes sense to hire Student Loan Tutor to manage your student loans if it saves you a considerable amount of money, both immediately and over the life of the loan.

That said, we charge a refundable $50 deposit to secure a 30-60 minute planning call. If we are unable to help, this is refunded after the call.

If you decide to move forward, that $50 applies to our total flat fee for service. Our fees range from $750 to $1200, depending on your situation.

If you are not in default on your loans, our fees are $950 or less.

We do not require a contract. However most of this planning and execution, document prep, and communication needs to happen at least yearly. We charge less than half of the first year fee thereafter, depending on what is required.

All of our rates are flat fee each year – the fees cover all interactions and services.